TY - JOUR
T1 - Homeownership in later life - Does divorce matter?
AU - Dewilde, Caroline
AU - Stier, Haya
N1 - Funding Information:
This paper uses data from SHARE wave 4 release 1, as of November 30th 2012 or SHARE wave 1 and 2 release 2.5.0, as of May 24th 2011 or SHARELIFE release 1, as of November 24th 2010. The SHARE data collection has been primarily funded by the European Commission through the 5th Framework Programme (project QLK6-CT-2001-00360 in the thematic programme Quality of Life), through the 6th Framework Programme (projects SHARE-I3, RII-CT-2006-062193, COMPARE, CIT5- CT-2005-028857, and SHARELIFE, CIT4-CT-2006-028812) and through the 7th Framework Programme (SHARE-PREP, N° 211909, SHARE-LEAP, N° 227822 and SHARE M4, N° 261982). Additional funding from the U.S. National Institute on Aging (U01 AG09740-13S2, P01 AG005842, P01 AG08291, P30 AG12815, R21 AG025169, Y1-AG-4553-01, IAG BSR06-11 and OGHA 04-064) and the German Ministry of Education and Research as well as from various national sources is gratefully acknowledged (see www.share-project.org for a full list of funding institutions). EU-SILC data were accessed through Tilburg University.
Funding Information:
The authors thank two anonymous reviewers for their comments and suggestions. This paper was presented at the European Divorce Conference in Helsinki (2012) and at the RC28 Spring Meeting in Trento (2013). Comments from conference participants, as well as statistical advice from Dr. Philipp Lersch, are gratefully acknowledged. Dewilde's research was supported by the European Research Council [ERC Starting Grant HOWCOME, Grant Agreement No. 283615 ], www.tilburguniversity.edu/howcome .
PY - 2014/6
Y1 - 2014/6
N2 - This paper evaluates whether the experience of marital breakdown during the life course is associated with the likelihood of exiting from homeownership, and whether this association varies across Europe. In line with previous research on the short- and medium-term housing and economic consequences of divorce, we find that for European men and women alike, this life event is associated with a lower likelihood of being a homeowner in later life. This negative association furthermore varies across institutional contexts, as indicated by: the housing regime (in particular access to mortgage credit); welfare state support; and female employment. In a context of increasing divorce rates and a stronger reliance on housing wealth as a form of welfare provision, our findings may have important policy implications. In many countries, homeownership forms part of the pension mix and hence contributes to economic security. Other benefits relate to housing quality, security of tenure and independence.
AB - This paper evaluates whether the experience of marital breakdown during the life course is associated with the likelihood of exiting from homeownership, and whether this association varies across Europe. In line with previous research on the short- and medium-term housing and economic consequences of divorce, we find that for European men and women alike, this life event is associated with a lower likelihood of being a homeowner in later life. This negative association furthermore varies across institutional contexts, as indicated by: the housing regime (in particular access to mortgage credit); welfare state support; and female employment. In a context of increasing divorce rates and a stronger reliance on housing wealth as a form of welfare provision, our findings may have important policy implications. In many countries, homeownership forms part of the pension mix and hence contributes to economic security. Other benefits relate to housing quality, security of tenure and independence.
KW - Consequences of divorce
KW - Homeownership
KW - Housing regimes
KW - Life courses
KW - Well-being in later life
UR - http://www.scopus.com/inward/record.url?scp=84899704380&partnerID=8YFLogxK
U2 - 10.1016/j.alcr.2014.01.002
DO - 10.1016/j.alcr.2014.01.002
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AN - SCOPUS:84899704380
VL - 20
SP - 28
EP - 42
JO - Advances in Life Course Research
JF - Advances in Life Course Research
SN - 1040-2608
ER -